Life & Final Expense

Life Insurance is an essential part of life, no matter if you are young or old. It is designed to provide monies to the beneficiaries after their loved one has died.

Your family will always come first; you wouldn't want them to have to bear the financial burden of your last days. No matter what your age, it' always good to have a plan as to how you intend to cover these costs. Final expense insurance will pay for your funeral service and other associated costs.
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Life Insurance Facts

It can help replace your income with non taxable death benefits; reduce the financial burden of family having to continue without you; help pay for your children's college tuition; pay the mortgage, car note and other debts you leave behind; pay your funeral expenses; nd/or pay estate taxes.

Term life is usually less expensive and covers a person to an age or for a certain time period. Whole Life covers a person for as long as they live and costs more and has a premium that doesn't increase in price.

Universal Life (UL) is a form of permanent insurance that offers flexibility in premiums.  It can be described as a flexible premium adjustable life policy. 

Your standard of living is important to you. Should you be taken ill or suffer mobility problems further down the road, we want you to lead the most comfortable life you possibly can. Long-term care insurance makes this possible. It also lifts the burden of care from those around you, improving the standard of living for everyone you hold dear.